How do I schedule an appointment?
How am I notified of my closing?
How long will the closing last?
May I write a personal check at closing?
How do I find out how much money I need to bring for closing?
Who orders title work and how quickly can we close?
What if I cannot attend my closing at the scheduled time?
When do I get a copy of the title?
What is the difference between joint tenants and tenants in common?
Q: How do I schedule an appointment?
A: Simply contact our office during business hours or email email@example.com
Q: How am I notified of my closing?
A: A letter will be mailed out to you giving you the date, time and location of the closing. You will also receive information on the process and items we need for the closing.
Q: How long will the closing last?
A: The closing will generally last 1 hour.
Q: May I write a personal check at closing?
A: We require certified funds or cashier's check for any amount under $50,000. If over $50,000, we require funds to be wired into our account. Contact us for wire instructions. Please bring your personal checkbook for any additional fees that may come up at the last minute.
Q: How do I find out how much money I need to bring for closing?
A: You may contact your loan officer for an estimate. We will provide the final numbers to your lender once the Settlement Statement is finalized and approved.
Q: Who orders title work and how quickly can we close?
A: On mortgage transactions, the loan officer orders the titlework on a property. The lender will require title insurance as part of the closing package. If this is a cash transaction, the buyer or their Realtor may order the title. This can be done online or by fax.
Q: What if I cannot attend my closing at the scheduled time?
A: Contact us immediately and we can arrange for you to pre-sign your documents. You will need to appoint a Power of Attorney to represent you at the closing to sign any miscellaneous documents missed at your pre-signing.
Q: When do I get a copy of the title?
A: You will receive a signed copy of the deed at closing. Once the documents are recorded, we will mail you a copy of the deed along with the owner's policy you purchased at closing. It may take several weeks as we wait for the documents to come back from the county.
Q: What is the difference between joint tenants and tenants in common?
A: When two or more people wish to share the ownership of a single property, they may do so as TENANTS IN COMMON or as JOINT TENANTS.